About Us

Message from the President

Operating Environment

The business environment surrounding Toa Re Group is becoming increasingly challenging and uncertain. Driven by the increasing severity of natural catastrophes, escalating geopolitical tensions, particularly in the Middle East, the rapid advancement and widespread adoption of artificial intelligence, the emergence of a mature demographic transition characterized by population decline and aging, and heightened uncertainty in financial markets, the risk landscape facing society and businesses has become significantly more diverse and complex. As a result, the level of uncertainty has risen to unprecedented levels.

Amid these changes in the business environment, our Group enters the final year of “KIZUNA 2026,” the Medium-Term Management Plan that commenced in fiscal 2024.

Over the past two years, we have promoted a Group-wide portfolio reform centered on a fundamental review of our underwriting portfolio.
These efforts have been guided by our mission to provide long-term and stable reinsurance capacity and to ensure that we can continue to fulfill this role for our clients with confidence and reliability in the years ahead.
In this final year of the plan, all officers and employees will work together with unwavering dedication to ensure that the outcomes of these initiatives are fully realized and translated into sustainable value for our stakeholders.

Under “KIZUNA 2026,” we have also identified three key tasks: “Promotion of climate action”, “Respect for human rights and the advancement of DE&I”, and “Strengthening of internal controls”. We have steadily implemented a wide range of initiatives in these areas to support the realization of a sustainable society while enhancing the longterm corporate value of the Group.

Strategic Vision for Future Growth of the Toa Re Group “KIZUNA 2026”

In addition, we have continued to pursue the strengthening of Group governance, which forms the foundation of our Group management framework, and the cultivation of a corporate culture that places the highest priority on compliance. Through various committee activities and other organizational frameworks, we have worked continuously and systematically to further embed these principles and expected behaviors throughout the Group.

Since our foundation in 1940, the Toa Re Group has continuously devoted its efforts to fulfilling its role as a reinsurance company under our mission of providing peace of mind to society through the reinsurance business, as articulated in our Mission Statement.

Under this mission, all our officers and employees will continue to act with unity and resolve, responding swiftly and accurately to various challenges, with the aim of achieving sustainable growth and further enhancing corporate value.

We sincerely appreciate your continued understanding and support.