About Us

Message from the President

Operating Environment

Uncertainty in the business environment surrounding the Toa Re Group is mounting as social and business risks become more diverse and complex due to various factors, including the impact of intensifying severity of natural disasters, heightening geopolitical risks, the advancement and spread of digital technologies, the advent of a full-fledged aging society with a declining birthrate, and growing uncertainty in the financial markets.

Amid this increasingly uncertain business environment, this year, the Toa Re Group entered the second year of our medium-term management plan, “KIZUNA 2026,” which began in fiscal year 2024. Under “KIZUNA 2026,” we have been working toward Groupwide port folio reform, centered on a fundamental review of our underwriting portfolio, in order to steadily fulfill, well into the future, our purpose of providing longterm stable reinsurance capacity to our clients, the insurance companies and co-operative insurers.

Strategic Vision for Future Growth of the Toa Re Group “KIZUNA 2026”

Furthermore, in “KIZUNA 2026” where we are aiming for realizing a sustainable society and further enhancing the Group’s corporate value, we set “Promotion of climate change countermeasures,” “Respect for human rights and promotion of DE&I ,” and “Strengthening of internal control” as the three main tasks and we have been addressing various initiatives related to the tasks to achieve those ends.

We have also been working through a variety of internal committee activities within the Group, with the aim of further instilling and promoting initiatives to strengthen group governance and foster a compliance-oriented corporate culture, which are the foundation of the group management.

This year, The Toa Reinsurance Company, Limited, the core company of the Toa Re Group, commemorates its 85th anniversary. Throughout our history, we have strived to fulfill our mission as a reinsurance company of providing peace of mind to society through the reinsurance business, as articulated in the Toa Re Mission Statement. Under this mission, all officers and employees of the Toa Re Group continue to work together toward sustainable growth and enhancement of the corporate value by responding swiftly and accurately to various challenges.
We look forward to your ongoing support going forward.