Sustainability

Initiatives For Stakeholders

Initiatives for Clients

Toa Re holds various reinsurance seminars and workshops in Japan and overseas to improve communication and share knowledge with our clients.

1.STEP

Every year, Toa Re holds STEP, a seminar for junior staff working in direct non-life insurance companies in Japan (generally, with less than one year of experience). As the STEP curriculum incorporates straightforward explanations of fundamental principles of reinsurance and practices, it is appreciated by participating companies as valuable training of practical benefit in business.

STEP

2.STEP LIFE

Every year, Toa Re holds STEP LIFE, a basic training program on medical underwriting, mainly for junior underwriters of domestic companies who have 1 to 2 years of experience in underwriting of new policy.
In fiscal 2025, with 67 people from 26 companies taking part, we held this program twice in an in-person format in September.
The seminars were intended to share our knowledge of diseases and practical ways of thinking in underwriting, and they were highly appreciated by our clients. We consider STEP LIFE not only as a client service initiative, but also as an initiative that will contribute to the development of the underwriting industry in Japan.
We intend to continue to offer STEP LIFE while progressively enriching its content.

STEP LIFE

3.Non-life Insurance and Reinsurance Seminars

As a service to our clients, Toa Re holds various seminars to meet market needs. Our seminars are highly appreciated by the clients.

We will continue to hold various seminars and other events that meet the needs of the non-life insurance and reinsurance industries, thereby further deepening our friendly relationships with clients while contributing to the sound development of the reinsurance industry.

Reinsurance Seminar

4.Life Insurance and Reinsurance Seminars

As a service to our clients, Toa Re holds various seminars to meet the needs of individual companies.
In December of fiscal 2025, we held a training session for medical underwriters for domestic clients. The session included both onsite group session and online streaming, and was highly appreciated by our clients. We saw a total of 162 participants from 28 companies take part.
We will continue to hold various seminars and other events that meet the needs of the life insurance and reinsurance industries, thereby further deepening our friendly relationships with clients while contributing to the sound development of the reinsurance industry.

Seminar on medical underwriting

5. Seminars for Co-operative Insurers (regulated Kyosai) and Small Amount and Short Term Insurers

Toa Re holds various seminars for co-operative insurers and small amount and short term insurers in order to enhance client services.
In addition to seminars on reinsurance, seminars on product development, and seminars on regulations, we hold various seminars in response to clients’ requests.
Our seminars are highly appreciated by the participants.
We intend to continue providing such seminars to contribute clients’ business development.

Reinsurance seminar

Initiatives for Shareholders

Toa Re continues to build a stable management-base as a strategic objective. A major part of this effort focuses on reinforcing the solid relationships we have with our shareholders.

We are stepping up our investor relations activities. For example, we meet with our shareholders before and/or after our Ordinary General Meeting of Shareholders to report on the closing of our financial accounts. Furthermore, we make every effort to respond quickly to inquiries from our shareholders. In this way, we hope to build on the long-term relationships of trust we enjoy with our shareholders. (The latest Consolidated Financial Statements are available on our corporate website. https://www.toare.co.jp/english/index.htm)