About Us

Message from the President

Operating Environment

The business environment surrounding the insurance and reinsurance industries is changing rapidly and significantly. The risks are becoming increasingly diverse and complex, with the development and spread of digital technologies, the intensification of natural catastrophes with global warming, the declining birthrate and aging society, and increasing geopolitical risks, such as Russia’s invasion of Ukraine. Moreover, the process of the global spread of COVID-19 to the end of the declaration of a state of emergency has transformed the lifestyles of the global economy to the way they live and work. With such dramatic changes in all aspects of the world, the role required of insurance and reinsurance is changing dramatically.

Strategic Vision for Future Growth of the Toa Re Group “KIZUNA 2026”

Under these circumstances, the Toa Re Group formulated “KIZUNA 2026”, our new medium-term management plan, and launched it in April 2024. Our intention in naming the new plan “KIZUNA”, the Japanese word for “bond” or “tie”, is to further deepen the bonds within the Group and, by sharing the expertise and skills, related information, and other advantages available within the Group, to harness the full strength of the Group to provide high quality solutions with our clients through the reinsurance business and to contribute fully to society.

Further, the Group has identified the promotion of climate change countermeasures, respect for human rights, and the promotion of D&I, and the strengthening of internal control as three key issues in our goal to sustainably enhance corporate value. By driving forward a number of initiatives to address these issues as a Group, we hope to strengthen our connections and bonds with our stakeholders and with society at large.

Everyone in the Toa Re Group will do their utmost to ensure that the Group consistently fulfills its mission as a reinsurance company, “Providing Peace of Mind”, as articulated in the Toa Re Mission Statement. We look forward to your continued support in the future.